1
Enroll and configure
Record enrollments with dependants and coverage tiers, and establish allowance and deduction types once. Assignment may be made in bulk to a pay group rather than employee by employee.
Benefits administration, connected to payroll.
WORKSPHR records HMO, group life, allowances and company loans per employee, with every premium share and amortization passing into the payroll run automatically. No parallel record of enrollment is maintained.
Closing the gap between enrollment and deduction.
Benefits and payroll conventionally reside in separate systems, with monthly manual reconciliation between them. Here they constitute a single record.
Enrollment tracked per employee with dependants, coverage tier and effective dates, and the premium share flowing into payroll as a recurring deduction.
- Per-employee enrollment with dependants
- Coverage tiers with different premium shares
- Effective and end dates per enrollment
- Employer and employee shares split correctly
How it works.
2
Payroll applies it
Premium shares, allowances and loan amortizations are read by the next payroll run automatically. Nothing is re-entered and nothing requires manual reconciliation.
3
Employees see the detail
Each item appears as a separate payslip line, with running loan balances visible in self-service, so HR is not required to answer routine queries about variance between cycles.
Deductions that can be explained.
Benefits administration answers a consistent set of questions: who is covered, from what date, at what share, and why the current deduction differs from the previous cycle.
A single record rather than a reconciliation.
Enrollment and deduction are the same data. Where an employee changes coverage tier or a loan is settled, the following payroll reflects it without a second system being updated.
- No parallel benefits spreadsheet
- Effective dates respected mid-cycle
- Loan balances close themselves out
- Changes audit-logged with user and timestamp
De minimis benefits treated correctly.
Allowance earning types carry a de minimis flag and a taxability setting, so tax treatment follows the type rather than depending on how an individual employee was configured.
- De minimis flag per earning type
- Taxable and non-taxable treatment
- Applied consistently across the whole pay group
- Reflected in withholding on the same run
Loans that amortise without intervention.
The principal and term are recorded once. Each cycle applies its instalment, the running balance decrements, and the deduction ceases when the loan is settled.
- Company, SSS and Pag-IBIG loans
- Automatic instalment per cycle
- Running balance visible in self-service
- Stops cleanly when the balance reaches zero
Net pay that can be explained.
Each premium share, allowance and amortization appears as a separate payslip line, allowing an employee to reconcile their own pay without raising a query.
- Line-by-line payslip in English or Filipino
- Loan balances shown to the employee
- Historical payslips retained in self-service
Benefits, allowances and loan amortization feed the same payroll run that computes your statutory contributions. One record, one reconciliation.
Does benefits data reach payroll automatically?
Yes. Enrollment and deduction are the same record, so premium shares, allowances and loan amortizations are read by the next payroll run without anyone updating a second system.Can we track HMO dependants?
Yes — enrollment is recorded per employee with dependants, coverage tier and effective dates, and the employer and employee premium shares are split according to the tier.How are allowances taxed?
Allowances are configured as earning types with a de minimis flag and a taxability setting, so the treatment follows the type rather than depending on how an individual employee was set up. Withholding on the same run reflects it.Can you handle SSS and Pag-IBIG loans?
Yes, alongside company loans. Record the principal and term, and each cycle takes its instalment with the running balance decrementing automatically until the loan clears.Can employees see their own loan balance?
Yes, in the self-service portal alongside their payslips. Each deduction appears as its own line, which is what stops HR becoming the lookup service for “why is my net pay different this cycle”.Can we assign an allowance to a whole team at once?
Yes. Earning types can be bulk-assigned to entire pay groups with an effective date, with per-employee overrides where a specific arrangement differs.
See your HMO tiers and loan schedules configured.
Arrange a 30-minute session with our Pampanga-based team. We will configure your HMO tiers, allowance types and loan schedules against your policy.